Insurance built by operators, for operators.
Public and employer liability cover has become one of the biggest threats to the Irish activity sector. PALI negotiates collectively so members can access consideration for cover that reflects how our industry actually operates.
- 70%+ member access rate
- Sector-specific underwriting
- Compliance review included
- No obligation to proceed
Collective negotiation
One voice with the insurer, better terms than any single venue could secure alone.
Sector-specific cover
Underwritten by an insurer who understands activity risk, not a generic SME policy.
Compliance uplift
Members raise their operational standards through the review, good for you, good for the sector.
Four steps from application to cover.
1. Membership review
Confirm you meet PALI's membership and standards criteria for the sector.
2. Compliance check
Submit safety documentation, procedures and evidence of your risk-management practices.
3. Insurer assessment
The scheme's independent insurer reviews your submission on its own criteria.
4. Annual renewal
Ongoing risk reviews and renewal support each policy year, no surprises.
Built around Ireland's activity sector.
If your venue's core offering is activity-based leisure, you're in the right place. Not sure? Get in touch and we'll tell you honestly.
- Indoor play & soft play centres
- Trampoline & inflatable parks
- Adventure & outdoor activity centres
- Family entertainment centres
- Bowling centres
- Go-karting & driving experiences
- Climbing walls & bouldering
- Escape rooms & VR venues
- Laser tag & activity arenas
- Pet farms & petting attractions
Important disclaimer
PALI membership does not guarantee insurance. All applications for the group insurance scheme are subject to PALI's compliance review and independent insurer assessment. Acceptance, terms, limits and premiums are set by the insurer at their sole discretion. PALI is not an insurance broker and does not provide advice on insurance products.
Common questions about the scheme.
Does PALI membership guarantee I'll get insurance?+
No. Membership provides eligibility to apply for consideration. Every application is independently assessed by the scheme's insurer against their own criteria. Acceptance is at the insurer's discretion.
What cover types does the scheme relate to?+
The scheme relates to public liability and employer liability cover appropriate to activity and leisure operators. Full policy terms and limits are provided directly by the insurer during the application process.
What if my venue is already insured elsewhere?+
That's fine, many members use PALI's scheme as an alternative option at renewal, or hold a benchmark quote to inform negotiations with an existing broker.
What does compliance review involve?+
PALI reviews your safety statement, risk assessments, staff training records, incident-reporting practices and operational documentation. We provide templates and guidance to help you close any gaps.
Are there additional fees?+
Insurance premiums are separate from PALI membership and are set by the insurer. There may also be a compliance-review fee, this is confirmed up-front, never hidden.
Where to next
The four stages from membership to insurer quotation.
The compliance and safety bar your venue is assessed against.
Documents to prepare and how the submission runs.
What to do in the first hour after an incident.
The 12-week annual review countdown.
Scheme access starts with membership, see the fees.
Start your insurance consideration.
Membership is the entry point. Apply today and we'll walk you through the compliance review and insurer submission.