Lobbying
PALI meets Department of Enterprise on insurance reform
Representing member concerns on public liability premiums and the need for sustainable cover for activity venues in the 2026 Insurance (Amendment) Bill.
Key points
- Public liability premiums remain the single biggest cost pressure reported by members.
- PALI submitted operator-level claims data covering more than 90 venues.
- Officials confirmed activity and leisure venues will be considered in the 2026 Bill's scope.
PALI representatives met officials from the Department of Enterprise, Trade and Employment this month to set out the insurance pressures facing Ireland's play, activity and leisure operators ahead of the 2026 Insurance (Amendment) Bill.
The delegation presented anonymised claims and premium data gathered from members across soft play, trampoline parks, adventure centres, karting and family entertainment venues. The data shows that while claim frequency has fallen year on year, quoted premiums have not followed, and in several categories operators are still unable to obtain any quote at all.
PALI's core ask is straightforward: sustainable, available cover for well-run venues. That means recognition of the sector's improving safety record in underwriting decisions, faster application of the revised Personal Injuries Guidelines, and transparency on how insurers price activity risk.
Officials acknowledged that activity and leisure venues sit in a difficult underwriting category and confirmed the sector will be considered as the Bill progresses. PALI will publish a full written submission and continue engagement through the Alliance for Insurance Reform.
Members with recent renewal experiences, good or bad, are asked to share them with the policy team. Real numbers from real venues are what move this conversation forward.
Issued by PALI Policy Team, Play, Activity & Leisure Ireland.